Macquarie

Macquarie Basic Home Loan

1yr fixedOwner occupierInterest only

Interest rate

6.64%

per annum, 1yr fixed

Comparison rate

6.58%

includes fees & charges

Your repayments on this loan

Loan amount$600,000

Loan term30 yrs

Monthly repayment

$3,848

Total interest

$785k

Total cost

$1,385k

Principal $600,000Interest $785k

General estimate only. Not an offer.

Rate history

Tracking since June 2026

We started tracking this rate on June 2026. The trend fills in here as the rate changes over time.

Features & benefits

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Fees

Application Fee

Monthly Fee

Annual Fee

Documentation Fee

Low Deposit Fee

Third party Settlement Fee

Fee amounts vary; confirm the current figures on the lender's site.

At a glance

Max LVR95%

Min deposit5%

Loan amount$150k – $10,000k

Repayment typeInterest only

How it compares

Same purpose, rate type & term

Macquarie

Macquarie Basic Home Loan

6.58%

comparison

$3,848

/mo

Macquarie

Macquarie Offset Home Loan

6.80%

comparison

$3,848

/mo

Westpac

Fixed Rate Home Loan

6.90%

comparison

$3,948

/mo

★

NAB

NAB Tailored Home Loan

7.04%

comparison

$3,868

/mo

Your monthly repayment

$3,848

Rate

6.64%

Comparison

6.58%

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Rate last verified 3 July 2026

We recheck daily · how we source rates

Home Loan Radar is an independent rate-tracking service, not a broker or credit assistance provider. We publish factual rate information and general tools; we don't recommend products, assess suitability or arrange loans. The comparison rate is based on a loan of $150,000 over 25 years. WARNING: this comparison rate is true only for the example given and may not include all fees and charges. Repayment figures are general estimates, not an offer.