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CommBank

Simple Home Loan (Owner Occupied)

VariableOwner occupierPrincipal & interest
Interest rate
6.49%
per annum, variable
Comparison rate
6.74%
includes fees & charges

Your repayments on this loan

$600,000
30 yrs
Monthly repayment
$3,788
Total interest
$764k
Total cost
$1,364k
Principal $600,000Interest $764k
General estimate only. Not an offer.

Rate history

Tracking since June 2026

We started tracking this rate on June 2026. The trend fills in here as the rate changes over time.

Features & benefits

↺
Redraw
Pull back any extra repayments you've made.
◷
Offset account
Park savings against your loan and pay interest only on the difference.
＋
Extra repayments
Pay more whenever you like to clear the loan faster.

Fees

Establishment Fee
Loan Service Fee
Offset Feature Fee

Fee amounts vary; confirm the current figures on the lender's site.

At a glance

Max LVR95%
Min deposit5%
Loan amountFrom $10k
Repayment typePrincipal & interest

How it compares

Same purpose, rate type & term
★
NAB
NAB Tailored Home Loan
6.18%
comparison
$3,632
/mo
◆
CommBank
Digi Home Loan (Owner Occupied)
6.27%
comparison
$3,651
/mo
M
Macquarie
Macquarie Basic Home Loan
6.36%
comparison
$3,729
/mo
★
NAB
NAB Base Variable Rate Home Loan
6.44%
comparison
$3,769
/mo
Your monthly repayment
$3,788
Rate
6.49%
Comparison
6.74%
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Rate last verified 3 July 2026
We recheck daily · how we source rates
Home Loan Radar is an independent rate-tracking service, not a broker or credit assistance provider. We publish factual rate information and general tools; we don't recommend products, assess suitability or arrange loans. The comparison rate is based on a loan of $150,000 over 25 years. WARNING: this comparison rate is true only for the example given and may not include all fees and charges. Repayment figures are general estimates, not an offer.